Car Insurance, Cheap Insurance for Young Drivers

Cheap Car Insurance for Young DriversCar Insurance, Cheap Insurance for Young Drivers

At some point in every persons life car insurance will need to be purchased. Like with any form of insurance, it is extremely important to have but can be tricky to figure out which will be best for you. People need to be insured to legally drive on the road; unfortunately there are many people that are not insured!

Every state has minimum requirements, these requirements are very important to know when getting ready to purchase auto insurance. Some state may just require liability, where some may require more; this varies from state to state as well. It is important for drivers to be properly covered to avoid any legal problems.

Not only does insurance provide protection for drivers, it helps protect your pocket in the long run. There are many great drivers, who may never get into an accident, but you don’t need to always worry about yourself driving, you have to worry about others as well. An accident can leave someone penniless; someone can lose every possession they have from getting into an accident and not having the correct coverage. This is just food for thought.


Be the first to comment - What do you think?  Posted by InsuranceSpecialist - April 14, 2011 at 8:17 am

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Cheap Insurance for Young Drivers and the Elderly

cheap insurance for young driversThe most expensive age groups to insure when it comes to driving is young drivers and the elderly. Young drivers often have higher rates because of their inexperience driving and the perception that teenagers are irresponsible. There are very few discounts to get into young drivers until they create some sort of driving history.

One of a few ways they can save money on car insurance is by being a part of their parents policy. Many insurance companies will allow the discounts that parents have earned to reflect the cost of their child’s insurance rates.

In addition to that there is a good student discount also offered by a variety of insurance companies. This discount can be given to students in high school or college let received above a certain grade point average or are in the top 25% of their class. While the rates might not drop drastically there will be a decrease and any money saved is positive.

Be the first to comment - What do you think?  Posted by InsuranceSpecialist - April 5, 2011 at 10:50 pm

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Your Kid is 16 What to do About Insurance?

cheap insurance

While turning 16 and getting a car may be the most exciting part of the teenage years for children is not quite the same for their parents. Insuring a young driver is usually much more costly than insuring an experienced driver.

This is because the factors that contribute to car insurance quotes usually include driving records driving history, none of which teenage driver have. There are a couple of tips and tricks that parents can use in order to lower their young drivers insurance costs. One of the most unknown ways is by utilizing a multicar policy and adding a young driver has a secondary driver.

This is done by placing a parent or older driver as the primary driver on the car and putting the new driver as a secondary driver if there is more than one car on a policy. The most money will be saved at the teenage drivers but as a secondary on the car that costs the least amount of money and is the oldest.


Be the first to comment - What do you think?  Posted by InsuranceSpecialist - March 31, 2011 at 9:55 am

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Cheap Insurance for Young Drivers

Cheap Insurance for Young Drivers

Some of the highest rates in auto insurance can be found in those given to young or new drivers. This is an area that is hard to find discounts for because many discounts are based on driver experience and having a clean driving record.

Young drivers are unable to provide either of these factors and that is what contributes to a high rate in auto insurance. There are a few ways that young drivers can lower their auto insurance rates, One of the ways that many auto insurance companies offer is through good student discounts for young drivers in high school and college that demonstrate a GPA of over 3.0 or are in the top percentage of their class.

Auto insurance companies will give discounts to good students because they believe it provides them proof that the drivers are responsible and hard-working. Another way to lower young driver insurance is by taking additional drivers education classes.


Be the first to comment - What do you think?  Posted by InsuranceSpecialist - March 28, 2011 at 3:46 pm

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Affordable Insurance for Young Drivers

affordable insurance young drivers

Being a young driver and trying to find affordable car insurance can be a challenge. One of the main factors in determining car insurance rates is age. The second biggest factor is driving experience and record. For teens just learning to drive, both of these will be negative factors that contribute to a high premium in car insurance.

While there aren’t many discounts that can be granted off the bat, the best way to lower car insurance for young drivers is by keeping a clean driving record over time. Premiums can often be reviewed at the time of the policy’s renewal. In addition some company’s offer a good student discount for young drivers who are doing well in school.

They believe this shows a sense of responsibility and are therefore more willing to trust them. Another option is taking drivers education as well as additional classes, some insurance companies take this into consideration as well.

Be the first to comment - What do you think?  Posted by InsuranceSpecialist - March 25, 2011 at 9:00 am

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