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Cheap Insurance for Young Drivers

Cheap Insurance for Young DriversCheap Insurance can take up a lot of time and agents are difficult to keep track of, but good business insurance will allow you to access your events from pretty much anywhere, helping you to stay on top of all of your commitments even when you are out of the office.

There really is not a much better way of doing this – it is incredibly important that, as a business, you do keep track of all of the different things that everyone is doing, and so well and truly moving into the 21st century when it comes to technology is only going to be beneficial, simply because it is nice to have everyone on the same page.

When it then comes to dealing with other businesses and the like, it can also help to be up to speed with each other. It is likely that anyone else will have adopted more advanced technology and software such as this fairly early on, so you really do not want to be left behind with technology in the business world – even the slightest slipup can really negatively affect you, so it is well worth looking into the different technology options that you have available sooner rather than later – you really won’t regret it.


Be the first to comment - What do you think?  Posted by InsuranceSpecialist - June 10, 2012 at 2:36 pm

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Allstate Insurance Legal Battles

Cheap Insurance for Young Drivers

Cheap Insurance for Young DriversThe very famous insurance company, Allstate Insurance is continuing its legal battles against more than one hundred defendants from the New York City area. These legal battles in the court of law are filed in order for the company to regain almost fourteen million dollars from the defendants due to insurance fraud charges.

This is considered the 4th lawsuit of its kind in this year. This lawsuit is being filed under the RICO Act and the basic principles of the traditional law. Allstate Insurance accuses these defendants that they have been a part of schemes that intended to commit insurance fraud, as they presented misleading and fraudulent bills to the insurance company. These bills were presented to the company for medical equipment, supplies and devices. Allstate Insurance has specifically mentioned forty nine medical retail firms and forty one persons who claimed to have 1 or more of this equipment.

Based on the Insurance Information center, NYC is suffering from a wave of insurance fraud. It also stated that the no fault fraud is causing the residents of New York to pay millions and millions of their money every year for higher premiums, which is a direct result of the increase of insurance fraud law suits and cases. Commenting on this, the spokesperson of the insurance company Krista Conte, stated that the residents of New York are paying for what can be called, “fraud tax”. As they are paying more money due to insurance fraud claims, this is why we need legislators who can put the insurance law in its right form to prioritize the citizens of the state.

Back to the main topic, the lawsuit, as the insurance company stated that the medial equipment retailers have presented and submitted false and misleading bills. This is a direct accusation of fraud to these retailers form Allstate Insurance. The insurance company is being supported and backed by many insurers and a lot of the leaders of NYC in order to make the corrections that need to be done to the no fault law system, as the current no fault system is being used for fraud and is being in fact exploited. As a result of this, the honest citizens are the ones who are paying the price for such crime. This is why Allstate Company needs the help of all of the legislators and city leaders, because without such help and support, the fraud crimes will only continue to happen and increase, this is why all must unite in order to make things right and do the corrections needed to the no fraud law system.



Be the first to comment - What do you think?  Posted by InsuranceSpecialist - May 20, 2012 at 11:44 am

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Driver Safety Smart Tips

Driver Safety Smart Tips

Purchasing a vehicle with top of the line safety equipment can do a lot to reduce the amount of premiums, but more importantly, it saves lives everyday. Side impact air bags, safety belts and even keeping the right amount of pressure in your tires can protect you and your family from calamity. Following driver safety smart tips, like keeping a first aid kit inside the vehicle and even using services like OnStar can protect your life in the case of an accident.

Who Follows Driver Safety Smart Tips>

Even though it may seem like a hassle to put more equipment into your car, equipment like an emergency road kit or even jumper cables, can make the difference between being stranded and making it safely home. Following driver safety smart tips increases your chances for a save arrival at your destination by over 60%

Stores like the Home Depot, AutoZone and even Best Buy will have these special kits available. Prices will very depending on the equipment that is included. Make certain that the kit also contains a flashlight and other safety signs or even flares.

Be the first to comment - What do you think?  Posted by InsuranceSpecialist - May 25, 2011 at 12:31 pm

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Why Insurance Rates for Young Drivers is High

Insurance for Young AdultsSo there’s a new driver in the house and the next thing on anyone’s mind is, “Why is every insurance quote so high for my child?” The main reason; about 48% of accidents that occur are by drivers between the ages of 16 and 25 which brings an awareness to the insurance companies that young drivers are a large liability. There are a few other reasons that insurance companies have as well.

Drivers that are under the age of 25 are typically less experienced and are more likely to be distracted when they are on the road. Inexperience, coupled with the probability that young drivers may not have any credit compiled yet makes insurance companies uncomfortable. Insurance quotes are typically based on good credit history and if there is no credit history to gather they will charge the same way they would someone that has poor credit history.

There are ways to bring the cost of insurance for a young driver down over time as they show a clean driving history and even begin to build their credit. There are also ways to find cheaper insurance for a young driver as long as you are willing to take the time to look and sift through the possibilities. New drivers make up 12% of the driving population and each one finds insurance one way or another.


Be the first to comment - What do you think?  Posted by InsuranceSpecialist - April 15, 2011 at 2:06 am

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Ocean City Floodplain Maps likely to Increase Insurance Rates


Many residents of Ocean City Maryland are likely to be very unhappy in the near future. The director of Developmental Review and Permits announced recently that the Flood Insurance Rate Maps may cause a price hike in insurance rates. The new maps may include some areas otherwise not included.

Many of the maps currently being used to judge flood prone areas can be dated back to the early 80’s. FEMA has provided an estimated timeline and unlike other parts of the nation, the maps will not be shown until April 2013. After they are released there is likely to be an appeal process which will push the effective date out another year or so.

While the effects of the new FEMA flood maps may not be seen in Ocean City Maryland for a couple of years, other parts of the country are currently dealing with them. Many parts of Louisiana have been remapped and considered flood prone. These residents will likely see a high cost in flood insurance.

Be the first to comment - What do you think?  Posted by InsuranceSpecialist - February 28, 2011 at 9:05 am

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