High Cost for Young Driver’s Car Insurance

Car insurance for young drivers has always carried a high cost. This is because of the statistics that back up how teenage drivers are vastly more likely to get into car crashes. The increased risk has been calculated to be four times higher when compared to older more experienced drivers.

With this in mind there are some US Senators and representatives that are looking to make legislation that would increase licensing standards for young drivers. The legislation would make it harder for young drivers to get a license and place restrictions on driving times and number of passengers. It would also prohibit young drivers from using cell phones while in the car.

The legislation also hopes to lead to lower insurance rates for these drivers. Legislators hope that the increase requirements for young driver education and practice will in turn allow insurance companies to place them in a lower risk category.